Dilshant Garcha

Co-Founder

Dilshant Garcha is the co-founder of Lumo. A University of Alberta finance graduate, he’s spent his career in Canadian finance, working in a range of roles at ATB Financial, Scotiabank and BMO, and as a business intelligence analyst at Finning. When he’s not working on Lumo, he’s reading, working out, travelling or spending time with his kids.

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Posts by Dilshant Garcha

2 posts

Canadian Taxes for the Self-EmployedT2200 form: do you need one if you're self-employed?
Oct 11, 2026 · 7 min readT2200 form: do you need one if you're self-employed?Read more →
Canadian Taxes for the Self-EmployedCanada income tax brackets for 2026 if you're self-employed
Oct 11, 2026 · 9 min readCanada income tax brackets for 2026 if you're self-employedRead more →

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